Effective Date: October 7, 2026
Temmen Insurance Inc. (“Temmen Insurance,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, share, and protect information when you visit www.temmeninsurance.com (the “Website”), submit a form, call us, or receive text messages from us.
Who We Are
Temmen Insurance Inc. is an independent insurance agency located at 3612 S Campbell Ave, Springfield, MO 65807. We help individuals, families, seniors, and small businesses compare and enroll in Medicare, health, and life insurance plans. We are not connected with or endorsed by the United States government or the federal Medicare program.
Information We Collect
Information you provide to us, such as when you fill out our contact form, call us, or request a quote:
- Name, email address, mailing address, and ZIP code
- Phone number (including an optional mobile number for text messages)
- Date of birth, current coverage, and plan preferences
- Health or Medicare information you choose to share so we can help you compare plans
- Any message or comments you send us
Information collected automatically when you use the Website:
- IP address, browser type, device type, and operating system
- Pages viewed, links clicked, referring website, and time spent on the Website
- Information collected through cookies, pixels, and similar technologies
How We Use Your Information
We use the information we collect to:
- Respond to your inquiries and schedule appointments
- Provide insurance quotes, plan comparisons, and enrollment assistance
- Provide customer care and service updates on your policy or application
- Send text messages you have consented to receive (see “SMS / Text Messaging” below)
- Operate, maintain, and improve the Website
- Comply with legal, regulatory, and insurance carrier requirements
- Prevent fraud and protect the security of our systems
How We Share Your Information
We do not sell your personal information. We may share information only as follows:
- Insurance carriers and plan sponsors, when you ask us to quote, compare, or enroll you in a plan
- Service providers that help us run our business (for example, website hosting, CRM, phone, email, and SMS platforms). These providers may use your information only to perform services for us
- Legal and regulatory purposes, when required by law, subpoena, or a regulator, or to protect our rights, property, or safety
- Business transfers, in connection with a merger, acquisition, or sale of all or part of our business
SMS / Text Messaging
Temmen Insurance does not share or sell SMS opt-in or consent data with third parties or affiliates for marketing or promotional purposes. Consumers opt in through our website contact form by providing an optional mobile number and checking a separate, optional SMS consent checkbox. Message frequency varies, up to 4 messages per month. Message and data rates may apply. Reply HELP for help or STOP to opt out.
We do not share your mobile phone number or SMS opt-in consent with third parties unless we have received your express written consent to do so. All categories of sharing described in this Privacy Policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the text message services that deliver our messages on our behalf. For full program details, see our SMS Terms (https://temmeninsurance.com/sms-terms/).
Cookies and Tracking Technologies
The Website uses cookies, pixels, and similar tools (including analytics and advertising tools such as Google and Meta) to understand how visitors use the Website and to measure our advertising. You can set your browser to refuse or delete cookies. Some features of the Website may not work properly if cookies are disabled.
Protected Health Information
If you become our client, some information you share may be protected health information under federal or state law. We handle that information as required by applicable law and our agreements with insurance carriers.
Data Security
We use reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Data Retention
We keep personal information only as long as needed for the purposes described in this Privacy Policy, or as required by law, regulation, or insurance carrier record-keeping rules.
Your Choices and Rights
- Text messages: Reply STOP to any message to opt out at any time.
- Phone and email: Ask us at any time to stop contacting you, and we will add you to our internal do-not-contact list.
- Access, correction, and deletion: You may ask to see, correct, or delete the personal information we hold about you, subject to legal and regulatory retention requirements.
- State privacy rights: Depending on where you live, you may have additional rights under state privacy laws. To make a request, contact us using the information below. We will not discriminate against you for exercising your rights.
Children’s Privacy
The Website is not intended for anyone under 18 years of age. We do not knowingly collect personal information from children under 18.
Links to Other Websites
The Website may link to websites run by insurance carriers, government agencies, or others. We are not responsible for the privacy practices of those websites.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The updated version will be posted on this page with a new effective date.
Contact Us
Temmen Insurance Inc.
3612 S Campbell Ave, Springfield, MO 65807
Phone: (417) 374-5163
Email: info@temmeninsurance.com