Effective Date: October 7, 2026
Welcome to www.temmeninsurance.com (the “Website”), operated by Temmen Insurance Inc. (“Temmen Insurance,” “we,” “us,” or “our”). By using the Website, you agree to these Terms of Use. If you do not agree, please do not use the Website.
About Our Services
Temmen Insurance Inc. is an independent, licensed insurance agency. We help consumers compare and enroll in Medicare Advantage, Medicare Supplement (Medigap), Medicare Part D, individual and family health, small business health, short-term, travel, cancer, and life insurance plans. Health insurance sold on www.temmeninsurance.com is processed through the licensed entity Temmen Insurance Inc.
We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to the plans we offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week, to get information on all of your options.
Informational Purposes Only
Content on the Website is for general information only and is not legal, tax, financial, or medical advice. Plan benefits, premiums, costs, provider networks, and availability vary by carrier, plan, and location and may change each year. Final coverage terms are set by the insurance carrier’s policy and plan documents. Submitting a form or requesting a quote does not create insurance coverage.
Licensing
Insurance products are offered only in states where Temmen Insurance Inc. and its agents are licensed. Not all products are available in all states.
Eligibility
You must be at least 18 years old to use the Website or submit information to us.
Your Information and Communications
When you submit information through the Website, you agree that it is accurate and that you are authorized to provide it. You agree that we may contact you about your inquiry using the contact information you provide. Text messages are sent only if you separately opt in, as described in our SMS Terms (https://temmeninsurance.com/sms-terms/). Our use of your information is described in our Privacy Policy (https://temmeninsurance.com/privacy-policy/).
Acceptable Use
You agree not to:
- Use the Website for any unlawful purpose
- Submit false information or information about another person without their permission
- Attempt to gain unauthorized access to the Website or its systems
- Interfere with the Website’s operation, including by introducing viruses or malicious code
- Scrape, copy, or collect content or data from the Website by automated means without our written permission
Intellectual Property
All content on the Website, including text, graphics, logos, and images, is owned by or licensed to Temmen Insurance Inc. and is protected by copyright and trademark laws. You may view and print content for your personal, non-commercial use only.
Third-Party Links
The Website may contain links to websites run by insurance carriers, government agencies, or other third parties. We do not control and are not responsible for the content or practices of those websites.
Disclaimer of Warranties
The Website and its content are provided “as is” and “as available,” without warranties of any kind, express or implied. We do not guarantee that the Website will be error-free, uninterrupted, or that information on it is complete or current.
Limitation of Liability
To the fullest extent permitted by law, Temmen Insurance Inc. and its owners, employees, and agents will not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, the Website.
Indemnification
You agree to indemnify and hold harmless Temmen Insurance Inc. from any claims, losses, or expenses (including reasonable attorneys’ fees) arising from your misuse of the Website or your violation of these Terms.
Governing Law
These Terms are governed by the laws of the State of Missouri, without regard to its conflict-of-law rules. Any dispute will be brought in the state or federal courts located in Greene County, Missouri.
Changes to These Terms
We may update these Terms of Use at any time. Changes will be posted on this page with a new effective date. Continued use of the Website means you accept the updated Terms.
Contact Us
Temmen Insurance Inc.
3612 S Campbell Ave, Springfield, MO 65807
Phone: (417) 374-5163
Email: info@temmeninsurance.com