Medicare is the federal health insurance program available to seniors of age 65 and older. If you are already enrolled in the program or are newly eligible, you may be wondering if it is possible to check your Medicare coverage and review it.
If so, here are some tips you can follow to ensure that you are enrolled in the right Medicare plan for your specific needs!
Check the Basics
Your Medicare ID card will indicate many things about the health coverage you have. For example, it will tell you if you are enrolled in Original Medicare or a Medicare Advantage Plan. It also contains your personal information regarding your state, enrollment status, type of coverage, date of birth, etc.
You can check all the information and coverage choices online through a given website address using your tracking number or visiting a local Social Security office for information about it.
If you have an account on the Medicare official website, medicare.gov, you can check your current plans and their coverage there. Also, you can give them a call at 1-800-633-4227. The same applies to your carrier`s website, if you have an account on its website you can check your actual coverage there. You can as well check your health coverage online on the Social Security website for the status of your health insurance policies.
If access to review your plan’s information online is not available, no worries. You can request a letter that states all the essential details of your Medicare coverage. During September, you should also receive notices from your plan regarding details of its coverage and if any changes were made.
You should also take note of the Annual Enrollment Period, which lasts from October 15 through December 7 every year. During this period, Medicare beneficiaries can review and make necessary changes to their Medicare plans.
How to Find the Best Medicare Coverage?
Choosing the best Medicare plan for yourself is entirely based on your coverage and budget needs, and which plan best accurately matches both factors.
Suppose you are satisfied with the coverage you receive from Original Medicare but would like additional benefits. In that case, a Medicare Advantage Plan could be what you are looking for.
If you are concerned about costly copayments for lengthy hospital stays and medical services, a Medicare Supplement may be what you need.
If you are looking for prescription drug coverage, you can find it through a Medicare Advantage Plan or a Part D plan.
The best way to inform about all possible options is to talk to licensed Medicare agents, like the ones in Temmen Insurance. You can schedule a personalized interview with an agent to review and go through all your healthcare options and to suggest the best suitable option for your current situation or regarding your existing medical conditions.
By contacting Temmen Insurance, you can receive assistance to help you review your current Medicare plan and look at coverage offered by other plans. For more information, contact us today at (417) 633-7200.