SNPs are administered to individuals with specific diseases or illnesses. Like other Medicare Advantage Plans, it gives people the same advantages, protections, and rights of Original Medicare, but with additional benefits, such as prescription drug coverage. Some SNPs also provide hearing and vision care.
Types of SNPs
You can find three types of Special Needs Plan (SNPs) from which you can choose the one that suits you.
- Chronic-Condition Special Needs Plans (C-SNP): This plan is best for those with a chronic illness. It provides coverage for chronic health failure, cancer, and AIDS or HIV.
- Institutional Special Needs Plan (I-SNP): This plan is structured explicitly for those living in institutions, such as nursing homes. It is also helpful for people who need nursing care at home.
- Dual-Eligible Special Needs Plans (D-SNP): This plan is for the people who have Medicaid and Medicare benefits.
Who is Eligible for Medicare SNPs?
SNPs limit their membership to only certain people:
- Those with chronic conditions, such as ESRD, heart failure, dementia, diabetes, HIV/AIDS
- Those who are eligible for both Medicare and Medicaid
- Those who live in institutions, such as a nursing home, or require nursing care while at home
Because of this, the plans can tailor their benefits specifically to their beneficiaries.
You should also be aware that not every SNP is the same. Each plan may offer different benefits and have different prices.
Contact Temmen Insurance by calling (417) 633-7200 for further details regarding SNPs, and other Medicare Advantage Plans.