Medicare is the federal health insurance program available to seniors 65 and older. If you are already enrolled in the program or are newly eligible, you may be wondering if it is possible to check your Medicare coverage and review it.
If so, here are some tips you can follow to ensure that you are enrolled in the right Medicare plan for your specific needs!
Check the Basics
Your Medicare ID card will indicate many things about the coverage. For example, it will tell you if you have Original Medicare or a Medicare Advantage Plan. It also contains your personal information regarding your state, enrollment status, type of coverage, date of birth, etc.
You can check all the information online through a given website address using your tracking number or visiting a local office for information about it.
If access to review your plan’s information online is not available, no worries. You can request a letter that states all the essential details on your Medicare coverage. During September, you should also receive notices from your plan regarding details of its coverage and if any changes were made.
You should also take note of the Annual Enrollment Period, which lasts from October 15 through December 7 every year. During this period, Medicare beneficiaries can review and make necessary changes to their Medicare plans.
How to Find the Best Medicare Coverage?
Choosing the best Medicare plan for yourself is entirely based on your coverage and budget needs, and which plan best accurately matches both factors.
Suppose you are satisfied with the coverage you receive from Original Medicare but would like additional benefits. In that case, a Medicare Advantage Plan could be what you are looking for.
If you are concerned about costly copayments for lengthy hospital stays and medical services, a Medicare Supplement may be what you need.
If you are looking for prescription drug coverage, you can find it through a Medicare Advantage Plan or a Part D plan.
By contacting Temmen Insurance, you can receive assistance to help you review your current Medicare plan and look at coverage offered by other plans. For more information, contact us today at (417) 633-7200.